Who can get an online loan?
A citizen with an identity document between the ages of 21 and 65, who has a bank card or an account in any bank.
How quickly is a loan application processed?
In most cases, a decision on an online loan is made within 10 minutes.
Where can you pay off your online loan?
You can make a loan payment at any bank branch, as well as in self-service payment terminals.
Lending terms:
Minimum loan term: 82 days
Maximum loan term: 270 days
Maximum Annual Percentage Rate (APR): 35%
Late payment penalty: 0.1% per day
Other commissions or fees: none
An example of calculating the interest rate:
Loan amount and term: 249000 ₸ for 231 days
Loan commission: 0.1% per day (249 ₸ / day)
Total commission amount: 57519 ₸
Total amount to be repaid, taking into account the loan amount: 306 519 ₸
Calculation formula 249,000 ₸ + (249,000 ₸ * rate 0.1% per day * 231 days) = 306,519 ₸
Borrower's responsibility for violation of the terms of the loan agreement:
In case of unfair performance of obligations by the client, the company can begin the process of debt collection, including by transferring these rights to third parties.
Borrower violation of conditions:
In case of violation by the borrower of the loan payment deadline and / or failure to fulfill its obligations under the agreement, the interest rate on the loan is set at 0.1% per day.